3 Lakh Instant Personal Loan 2024 – generalknowledgequestions.in Tipper

3 Lakh Instant Personal Loan 2024

Do you suddenly need money? Don’t worry, now you can take a loan of Rs 3 lakh instantly from the comfort of your home by just doing KYC!

Nowadays, there are many loan apps available which give you loan only on the basis of Aadhar and PAN card without the security of any guarantee.

This loan is completely secured and also approved by RBI.

Essential Qualification for Loan

  • Your age should be between 21 to 55 years.
  • You must be a citizen of India.
  • You must have a source of monthly income.
  • Your credit score may be low, but it should not be negative.
  • You must have a mobile number linked with Aadhaar.
  • You must have a savings account with internet banking.

Required Documents

  • PAN Card (for proof of writing)
  • Aadhaar Card (for proof of identity)
  • Instant Photo (You can take a selfie right from the loan application)
  • Aadhaar OTP (for accepting loan agreement)
  • Bank statement (to show your source of income)

Loan Taking Process

  • Download your favorite loan app from Google Play Store.
  • Enroll with the mobile number linked to your Aadhaar.
  • To take a loan, provide your basic information, job information and bank account information.
  • Upload documents like Aadhaar, PAN card and bank statement to complete KYC.
  • If you are eligible for a loan of Rs 3 lakh, you will get the loan offer within a few minutes.
  • To avail the loan, select the repayment term and accept the loan agreement through Aadhaar OTP.
  • Allow NACH using Internet Banking so that the loan EMI is automatically deducted from your account.
  • Within a few minutes, your loan will be approved and the money will be deposited into your account.

Pay Attention

  • Initially, you can get a small loan, such as ₹3000.
  • If you repay your loan on time, you can gradually get more loan.
  • If you are already using these loan apps and your CIBIL score is good, then you will get the loan easily.

Disclaimer : Dear readers, please note that we are not authorized by SEBI (Securities and Exchange Board of India). The information provided on this site is for informational and educational purposes only and should not be construed as financial advice or stock recommendations.

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