Dear Friend, many times we suddenly need money and we reach out to our friends or relatives, only then the relatives open their mouths for money and sometimes even refuse the money.
Now that we are living in the digital age, you have many ways to get a loan.
Let’s know how to take loan from mobile, because this method of taking loan from mobile is very easy and you can take loan in less time. You just need some documents and the loan will be credited to your account in few minutes. The best thing is that you can take a loan this way from your mobile while sitting at home.
Advantages of Taking Loan from Mobile
- No documents are required except Aadhaar card and PAN card.
- Get an approved loan up to ₹10 lakh.
- Choose an EMI from 3 to 36 months.
- Businessmen, employed, or housewives – everyone can get permission.
- Meet emergency financial needs on time.
- 100% Digital : No paperwork, just a fast and easy digital process.
- Secured by RBI and NBFC registered app.
Mobile to Loan Fees and Charges
Interest : 20% to 36% per annum (depending on your credit score).
Fee : 2% to 5% of loan amount (for processing).
Penalty : Daily penalty for not paying EMI on time.
GST : 18%
Additional Charges : As per payment method (UPI, Card, etc.).
Eligibility for Mobile Loan
- Age : Between 21 to 55 years
- Income : Source of regular monthly income
- Citizenship : Citizen of India
- Mobile Number : Linked to Aadhaar
- Bank Account : Savings account with active internet banking
- Service Availability : Loan application should be available in your city
- Smartphone : Smartphone with internet connection (required for application)
Documents Required for Mobile Loan
- PAN card
- aadhar card
- Selfie taken from loan app
- Bank statement (for some loan applications)
- Aadhaar OTP (for e-signing loan agreement)
- NACH Approval (For Loan EMI Auto Debit)
The Best Loan App to Take Loan from Mobile
Hello friends, how to take loan from mobile, today I am going to tell you about some of the best loan apps with the help of which you can easily take loan from mobile. I have been using these apps continuously for the past 3 years and have received Rs. 500 to Rs. Have taken loans up to 5 lakhs.
List of Loan Applications
- SmartCoin : 4000 to 1 Lakh Loan from Aadhaar and PAN Card
- Stashfin : Based on PAN Card and Bank Statement Rs. 500 to Rs. Loan up to 5 lakhs.
- CreditBee : Through Aadhaar and PAN Card Rs. 3000 to Rs. Loan up to 2 lakhs
- Paytm Personal Loan : Loan up to Rs 2 lakh against KYC documents
- Moneyview : Against Aadhaar, PAN Card and Bank Statement Rs. Loan up to 5 lakhs
- Navi : Against Aadhaar, PAN Card and Bank Statement Rs. Loan up to 5 lakhs
- Payments : Based on Aadhaar, PAN Card and Bank Statement Rs. Loan up to 5 lakhs
- CashBean : Against Aadhaar and PAN Card Rs. Loan up to 60,000
- RapidRupee : Loan up to Rs 60,000 through Aadhaar and PAN card
- Cash : Against bank statement with Aadhaar and PAN card Rs. Loan up to 3 lakhs
- TrueBalance : Loan up to Rs 50,000 against Aadhaar and PAN card
- SimpleCash : Against Aadhaar and PAN Card Rs. Loans up to 1.5 lakhs
- AvailF : Rs 50,000 loan against Aadhaar, PAN card and bank statement
- RupeeRedee : Loan up to Rs 25,000 on PAN Card and Aadhaar Card only
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