PayRupik is an online instant personal loan platform trusted by over 10 million users, provides you instant credit in minutes.
It is a loan product of Sayyam Investments Pvt Ltd which is a registered NBFC under RBI. You can avail loan amount ranging up to ₹50,000, process is fast, easy and safe.
If you are looking for a friend who can easily borrow money without making excuses, PayRupik is your best friend.

APP FICHHERDS
| APP | PayRupik Instant Personal Loan 2025 |
| RATING | 3 |
| REVIEWS | 4.4 |
| DOWNLOAD | 10M |
Production:
- Loan Amount: from ₹1000 to ₹50000
- Minimum Loan Tenure: 91 days
- Maximum Loan Tenure: 365 days
- Maximum Annual Percentage Rate (APR): 35% per annum
- Processing Fee: from ₹80 to ₹2000 depend on the loan tenure and amount
- GST: 18% on the processing fee in accordance with the law and policy of India
The representative example:
- For the loan amount is ₹6000 and the interest rate is 25% per annum and the tenure is 120 days, then the interest payable is calculated as follows:
- Interest = ₹6000 x 25% / 365 x 120 = ₹493
- Processing Fee = ₹100
- GST = ₹100 x 18% = ₹18
- The total repayment amount in 120 days shall be ₹6000 + ₹493 + ₹100 + ₹18 = ₹6611
- APR = (₹6611 – ₹6000) / ₹6000 / 120 x 365 = 30.97%
Why choose PayRupik?
✔ Transparency: PayRupik is an online loan product from RBI-certified NBFC which is guaranteed to be transparent.
✔ Instant Personal Loan: Loan amounts are disbursed directly into your account within 15 minutes. As the process is 100% online, you can get funds anytime, anywhere.
✔ Efficient: We process your instant loan application instantly in a fast way. No paperwork and no problems as we prioritize your needs.
✔ Security: Your data is safe with us. It is transferred over a secure HTTPS connection to the server, and we do not share it with anyone without your consent except the Lenders.
Eligibility:
- You must be an Indian national.
- You must be over the age of 18.
- You must have a steady source of income on a monthly basis.
IMPORTANT LINKS
| HOME PAGE | CLICK HERE |