PayRupik Instant Personal Loan 2025

PayRupik is an online instant personal loan platform trusted by over 10 million users, provides you instant credit in minutes.
It is a loan product of Sayyam Investments Pvt Ltd which is a registered NBFC under RBI. You can avail loan amount ranging up to ₹50,000, process is fast, easy and safe.

If you are looking for a friend who can easily borrow money without making excuses, PayRupik is your best friend.

APPPayRupik Instant Personal Loan 2025
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  • Loan Amount: from ₹1000 to ₹50000

  • Minimum Loan Tenure: 91 days
  • Maximum Loan Tenure: 365 days
  • Maximum Annual Percentage Rate (APR): 35% per annum
  • Processing Fee: from ₹80 to ₹2000 depend on the loan tenure and amount
  • GST: 18% on the processing fee in accordance with the law and policy of India
  • For the loan amount is ₹6000 and the interest rate is 25% per annum and the tenure is 120 days, then the interest payable is calculated as follows:
  • Interest = ₹6000 x 25% / 365 x 120 = ₹493
  • Processing Fee = ₹100
  • GST = ₹100 x 18% = ₹18

  • The total repayment amount in 120 days shall be ₹6000 + ₹493 + ₹100 + ₹18 = ₹6611
  • APR = (₹6611 – ₹6000) / ₹6000 / 120 x 365 = 30.97%

✔ Transparency: PayRupik is an online loan product from RBI-certified NBFC which is guaranteed to be transparent.
✔ Instant Personal Loan: Loan amounts are disbursed directly into your account within 15 minutes. As the process is 100% online, you can get funds anytime, anywhere.
✔ Efficient: We process your instant loan application instantly in a fast way. No paperwork and no problems as we prioritize your needs.
✔ Security: Your data is safe with us. It is transferred over a secure HTTPS connection to the server, and we do not share it with anyone without your consent except the Lenders.

  • You must be an Indian national.
  • You must be over the age of 18.
  • You must have a steady source of income on a monthly basis.
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